Self-managed super funds offer unmatched investment flexibility — but the compliance obligations are serious. Our SMSF team manages every aspect of your fund, from establishment through to pension phase.
150+
SMSF funds
under our administration
2–3
Weeks to establish
fully operational fund
0
Compliance breaches
across our managed funds
98%
Client retention
year-on-year
Is This Right For Me?
SMSFs typically make financial sense once you have accumulated at least $200,000–$250,000 in super.
Your SMSF can purchase the property your business operates from and lease it back to you — one of the most powerful SMSF strategies.
Direct shares, property, unlisted assets — an SMSF lets you invest in assets not available in retail funds.
Up to 6 members can pool their super in one SMSF — useful for family businesses and couples building joint retirement wealth.
Our Process
We assess whether an SMSF is the right structure for your goals, model the costs vs. benefits, and advise on the optimal trustee structure.
We prepare the trust deed, register with the ATO, obtain your fund's ABN and TFN, open a dedicated bank account, and roll over your existing super — fully coordinated.
Annual financial statements, tax return lodgment, investment strategy review, and ATO audit coordination — we manage the compliance calendar so nothing is missed.
What We Do
Complete fund establishment: trust deed preparation, ATO registration, ABN and TFN application, and bank account opening. Your fund is operational within 2–3 weeks.
We prepare SMSF-compliant financial statements each year, reconciled against your investment records and ready for the mandatory annual audit.
SMSF tax returns have unique requirements including the 15% accumulation phase tax and 0% pension phase rate. We ensure the correct rates are applied and the return is lodged on time.
Every SMSF must be audited annually by an ATO-approved auditor independent of the accountant. We coordinate this process seamlessly, managing all documentation.
Your fund must have a documented investment strategy reviewed regularly. We help you create and update a strategy that meets ATO requirements.
Buying property through your SMSF requires a Limited Recourse Borrowing Arrangement. We structure the bare trust, coordinate with specialist LRBA lenders through CPL Finance, and ensure full compliance.
The Situation
A Sydney medical practice partnership had been leasing their premises for 9 years and had accumulated $680,000 across their super funds. Their landlord announced the property was for sale.
What We Did
We established a corporate trustee SMSF, coordinated an LRBA through CPL Finance, and structured the purchase of their practice premises. The SMSF now owns the property and leases it back to the practice at market rate.
The Outcome
The partners converted their rent expense into super contributions. Their SMSF now holds a commercial property alongside their share portfolio, fully compliant with ATO rules.
$680K
super pooled to fund commercial property acquisition
"All cases are anonymised. Results vary by individual circumstances."
An SMSF makes financial sense when you have at least $200,000–$250,000 in super, want more control over your investment strategy, and are willing to take on trustee responsibilities. We provide an honest assessment — we won't recommend an SMSF if it is not the right structure for you.
Yes, through a Limited Recourse Borrowing Arrangement (LRBA). LRBAs have strict compliance requirements — the loan structure, property trust, and SMSF deed must all be correctly prepared. We work with specialist LRBA lenders through CPL Finance.
Financial statements, tax return preparation and lodgment, coordination of the independent audit, investment strategy review, and trustee obligations reminder. Contact us for package pricing.
Breaches can result in the fund becoming non-complying — a 45% tax on fund assets — plus civil penalties or disqualification as a trustee. We proactively monitor for compliance risks before they become issues.
当然可以。我们的 SMSF 顾问团队提供中英双语服务，可以用中文解释自管养老基金的合规要求和投资策略。请在预约时注明您的语言偏好。
TaxWin — SMSF
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Sydney CBD Office
Phone Number
(02) 9261 0769Email Address
info@cplinternationalgroup.com.auSydney CBD Office
Level 2, Suite 203B, 309 Pitt Street, Sydney NSW 2000Hours
Mon–Fri, 9am–5pm
